Prepay planner

Monthly EMI $ 26,225

Legend:
Current year/month
Prepayment month
Loan closure year/month
Number of prepays in year

* Disclaimer: Amortization schedule and graphs given above are only for reference purpose.
Please always consider consulation with your financial advisor when deciding upon financial matters.
Actual amount payable may differ according to interest calculation formula in your region and other factors.

Monthly EMI		$ 26,225	Schedule Prepay Frequency ***** Prepay amount $ every months starting from step up(+) or step down(-) with amount $ after every times
Σ Prepayment		$ 0
Σ Principle		$ 3,000,000
Σ Interest		$ 3,293,915
Σ Amount		$ 6,293,915
Loan closure		Apr 2045
	Year	Σ Interest	Σ Principle	Σ Prepayment	Closing principle
	2025-2026	$ 255,710	$ 58,990	$ 0	$ 2,941,010

	2026-2027	$ 250,433	$ 64,267	$ 0	$ 2,876,743

	2027-2028	$ 244,682	$ 70,018	$ 0	$ 2,806,725

	2028-2029	$ 238,420	$ 76,280	$ 0	$ 2,730,445

	2029-2030	$ 231,591	$ 83,109	$ 0	$ 2,647,336

	2030-2031	$ 224,158	$ 90,542	$ 0	$ 2,556,794

	2031-2032	$ 216,057	$ 98,643	$ 0	$ 2,458,151

	2032-2033	$ 207,231	$ 107,469	$ 0	$ 2,350,682

	2033-2034	$ 197,615	$ 117,085	$ 0	$ 2,233,597

	2034-2035	$ 187,137	$ 127,563	$ 0	$ 2,106,034

	2035-2036	$ 175,726	$ 138,974	$ 0	$ 1,967,060

	2036-2037	$ 163,291	$ 151,409	$ 0	$ 1,815,651

	2037-2038	$ 149,743	$ 164,957	$ 0	$ 1,650,694

	2038-2039	$ 134,986	$ 179,714	$ 0	$ 1,470,980

	2039-2040	$ 118,905	$ 195,795	$ 0	$ 1,275,185

	2040-2041	$ 101,389	$ 213,311	$ 0	$ 1,061,874

	2041-2042	$ 82,302	$ 232,398	$ 0	$ 829,476

	2042-2043	$ 61,508	$ 253,192	$ 0	$ 576,284

	2043-2044	$ 38,856	$ 275,844	$ 0	$ 300,440

	2044-2045	$ 14,175	$ 300,440	$ 0	$ 0